NMLS 338105

1 (866) 861-5708

BETH HOFFMAN
BROKER/OWNER

   NMLS 337855


   

 

NMLS 338105

1 (866) 861-5708

BETH HOFFMAN
BROKER/OWNER

   NMLS 337855


   

 

New Home Purchase
Purchase Basics, Qualification, Loan Calculators (How much home can you buy?)


Refinance
Refinance Basics, Loan Calculators


Free Consultation

 

 

New Home Purchase
Purchase Basics, Qualification, Loan Calculators (How much home can you buy?)


Refinance
Refinance Basics, Loan Calculators


Free Consultation

 

 

Alternative Mortgage Sources is an independent loan brokerage owned and operated by Broker/Owner Beth Hoffman since 1986. Beth has earned a reputation for "demystifying the loan process" while delivering superior service to over 2,500 clients throughout the state of California.

Alternative Mortgage Sources is a full service mortgage broker offering expertise in every area of mortgage lending...from purchases to refinancing. We have access to a full range of mortgage sources to find the right loan — with the best rates, terms and costs — to meet our clients' unique needs. But that's just the beginning. Throughout the lending process, we provide regular loan updates and progress reports so clients always know the status of their loan.

Beth Hoffman, dba Alternative Mortgage Sources,
CA Dept. Of Real Estate Real Estate Broker, DRE # 00685309
NMLS #337855/NMLS #338105

Alternative Mortgage Sources is an independent loan brokerage owned and operated by Broker/Owner Beth Hoffman since 1986. Beth has earned a reputation for "demystifying the loan process" while delivering superior service to over 2,500 clients throughout the state of California.

Alternative Mortgage Sources is a full service mortgage broker offering expertise in every area of mortgage lending...from purchases to refinancing. We have access to a full range of mortgage sources to find the right loan — with the best rates, terms and costs — to meet our clients' unique needs. But that's just the beginning. Throughout the lending process, we provide regular loan updates and progress reports so clients always know the status of their loan.

Beth Hoffman, dba Alternative Mortgage Sources,
CA Dept. Of Real Estate Real Estate Broker, DRE # 00685309
NMLS #337855/NMLS #338105

 

Hovering Near Lows

14-Jan-22 10:52 ET

10-Year: - 12/32 1.749%  US/JPY: 113.79  EUR/US: 1.1429
 

Hovering Near Lows

  • U.S. Treasuries hover just above their lows after finding early resistance just above yesterday's closing levels. Treasuries opened the day with modest losses, but the first hour of action saw a swift rebound after the Retail Sales report for December missed expectations by a wide margin. The post-data bounce briefly lifted most tenors into positive territory, where the market found resistance. Treasuries reached lows just as the market received the preliminary reading of the University of Michigan Consumer Sentiment survey, which edged past expectations, but also showed that 5-year inflation expectations rose above the 3.0% mark for the first time since 2011. The early selling has lifted the 10-yr yield above yesterday's high while equities trade modestly lower with the S&P 500 (-0.3%) widening this week's decline to 0.7%.

Yield Check:

  • 2-yr:   +4 bps to 0.93%
  • 3-yr:   +3 bps to 1.23%
  • 5-yr:   +3 bps to 1.51%
  • 10-yr: +4 bps to 1.75%
  • 30-yr: +4 bps to 2.09%

Bond Market Update

Prop. 19 passes, but questions about California property tax measure remain

Same-sex spouses can now get Social Security Survivor Benefits

 

Hovering Near Lows

14-Jan-22 10:52 ET

10-Year: - 12/32 1.749%  US/JPY: 113.79  EUR/US: 1.1429
 

Hovering Near Lows

  • U.S. Treasuries hover just above their lows after finding early resistance just above yesterday's closing levels. Treasuries opened the day with modest losses, but the first hour of action saw a swift rebound after the Retail Sales report for December missed expectations by a wide margin. The post-data bounce briefly lifted most tenors into positive territory, where the market found resistance. Treasuries reached lows just as the market received the preliminary reading of the University of Michigan Consumer Sentiment survey, which edged past expectations, but also showed that 5-year inflation expectations rose above the 3.0% mark for the first time since 2011. The early selling has lifted the 10-yr yield above yesterday's high while equities trade modestly lower with the S&P 500 (-0.3%) widening this week's decline to 0.7%.

Yield Check:

  • 2-yr:   +4 bps to 0.93%
  • 3-yr:   +3 bps to 1.23%
  • 5-yr:   +3 bps to 1.51%
  • 10-yr: +4 bps to 1.75%
  • 30-yr: +4 bps to 2.09%

Bond Market Update

Prop. 19 passes, but questions about California property tax measure remain

Same-sex spouses can now get Social Security Survivor Benefits