NMLS 338105

1 (866) 861-5708

BETH HOFFMAN
BROKER/OWNER

   NMLS 337855


   

 

NMLS 338105

1 (866) 861-5708

BETH HOFFMAN
BROKER/OWNER

   NMLS 337855


   

 

New Home Purchase
Purchase Basics, Qualification, Loan Calculators (How much home can you buy?)


Refinance
Refinance Basics, Loan Calculators


Free Consultation

 

 

New Home Purchase
Purchase Basics, Qualification, Loan Calculators (How much home can you buy?)


Refinance
Refinance Basics, Loan Calculators


Free Consultation

 

 

Alternative Mortgage Sources is an independent loan brokerage owned and operated by Broker/Owner Beth Hoffman since 1986. Beth has earned a reputation for "demystifying the loan process" while delivering superior service to over 2,500 clients throughout the state of California.

Alternative Mortgage Sources is a full service mortgage broker offering expertise in every area of mortgage lending...from purchases to refinancing. We have access to a full range of mortgage sources to find the right loan — with the best rates, terms and costs — to meet our clients' unique needs. But that's just the beginning. Throughout the lending process, we provide regular loan updates and progress reports so clients always know the status of their loan.

Beth Hoffman, dba Alternative Mortgage Sources,
CA Dept. Of Real Estate Real Estate Broker, DRE # 00685309
NMLS #337855/NMLS #338105

Alternative Mortgage Sources is an independent loan brokerage owned and operated by Broker/Owner Beth Hoffman since 1986. Beth has earned a reputation for "demystifying the loan process" while delivering superior service to over 2,500 clients throughout the state of California.

Alternative Mortgage Sources is a full service mortgage broker offering expertise in every area of mortgage lending...from purchases to refinancing. We have access to a full range of mortgage sources to find the right loan — with the best rates, terms and costs — to meet our clients' unique needs. But that's just the beginning. Throughout the lending process, we provide regular loan updates and progress reports so clients always know the status of their loan.

Beth Hoffman, dba Alternative Mortgage Sources,
CA Dept. Of Real Estate Real Estate Broker, DRE # 00685309
NMLS #337855/NMLS #338105

 

Early Gains Padded

16-May-22  10:43 ET

10-Year:  + 16//32  2.879%  US/JPY: 129.17  EUR/US: 1.0404

Early Gains Padded

  • U.S. Treasuries started the day on a higher note with the 10-yr note showing early strength while the 3-yr note took the lead in recent action. Treasuries began adding to their gains shortly after the start and they currently sit just below their best levels of the day. The early buying has helped the 10-yr note reclaim roughly half of its loss from Friday and it has been helped by a weak Empire State Manufacturing survey for May, which showed the sharpest drop in new orders and shipments in about two years. Equities trade in negative territory with the S&P 500 (-0.4%) staying a bit ahead of the Nasdaq (-0.8%).

Yield Check:

  •   2-yr: -2 bps to 2.57%
  •   3-yr: -6 bps to 2.73%
  •   5-yr: -6 bps to 2.83%
  • 10-yr: -6 bps to 2.88%
  • 30-yr: -1 bp to  3.08%

Bond Market Update

Prop. 19 passes, but questions about California property tax measure remain

Same-sex spouses can now get Social Security Survivor Benefits

 

Early Gains Padded

16-May-22  10:43 ET

10-Year:  + 16//32  2.879%  US/JPY: 129.17  EUR/US: 1.0404

Early Gains Padded

  • U.S. Treasuries started the day on a higher note with the 10-yr note showing early strength while the 3-yr note took the lead in recent action. Treasuries began adding to their gains shortly after the start and they currently sit just below their best levels of the day. The early buying has helped the 10-yr note reclaim roughly half of its loss from Friday and it has been helped by a weak Empire State Manufacturing survey for May, which showed the sharpest drop in new orders and shipments in about two years. Equities trade in negative territory with the S&P 500 (-0.4%) staying a bit ahead of the Nasdaq (-0.8%).

Yield Check:

  •   2-yr: -2 bps to 2.57%
  •   3-yr: -6 bps to 2.73%
  •   5-yr: -6 bps to 2.83%
  • 10-yr: -6 bps to 2.88%
  • 30-yr: -1 bp to  3.08%

Bond Market Update

Prop. 19 passes, but questions about California property tax measure remain

Same-sex spouses can now get Social Security Survivor Benefits