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Alternative Mortgage Sources is an independent loan brokerage owned and operated by Broker/Owner Beth Hoffman since 1986. Beth has earned a reputation for "demystifying the loan process" while delivering superior service to over 2,000 clients throughout the state of California.

We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchases to refinancing. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan — with the best rates, terms and costs — to meet our clients' unique needs. But that's just the beginning. Throughout the lending process, we provide regular loan updates and progress reports so clients always know the status of their loan.

And at Alternative Mortgage Sources, you not only have access to the best loans available in the marketplace, but you can review loan alternatives at your convenience, online, 24 hours a day — right here at AlternativeMortgageSources.com.

Licensed by the California Bureau of Real Estate
License number 00685309

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In the News...

Reverse Mortage: New Rules for Non-Borrowing Spouse

A reverse mortgage lets seniors 62 or older borrow against the equity in their primary home and not make payments on the loan.

The loan generally does not become due and payable until the borrower dies or moves permanently out of the house.

Most reverse mortgages are guaranteed by the Federal Housing Administration; these are known as Home Equity Conversion Mortgages. The law that created this program said the mortgage is not due until the homeowners death, the sale of the home or certain other events and that "the term 'homeowner' includes the spouse of a homeowner."               

Read full article here...

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