NMLS 338105

1 (866) 861-5708


   NMLS 337855



New Home Purchase
Purchase Basics, Qualification, Loan Calculators (How much home can you buy?)

Refinance Basics, Loan Calculators

Free Consultation



Alternative Mortgage Sources is an independent loan brokerage owned and operated by Broker/Owner Beth Hoffman since 1986. Beth has earned a reputation for "demystifying the loan process" while delivering superior service to over 2,000 clients throughout the state of California.

We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchases to refinancing. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan — with the best rates, terms and costs — to meet our clients' unique needs. But that's just the beginning. Throughout the lending process, we provide regular loan updates and progress reports so clients always know the status of their loan.

And at Alternative Mortgage Sources, you not only have access to the best loans available in the marketplace, but you can review loan alternatives at your convenience, online, 24 hours a day — right here at AlternativeMortgageSources.com.

Licensed by the California Department of Real Estate
License number 00685309


Longer Tenors Remain Behind

16 Apr-21 10:44  ET

10-Year: - 8/32 1.578%   US/JPY: 108.80  EUR/US: 1.1985

Longer Tenors Remain Behind

  • U.S. Treasuries hover just below their opening levels after rising off their morning lows. Treasuries followed their lower start with a widening of their losses in the wake of a strong Housing Starts/Building Permits report for March, but the market found some support once the 5-yr yield approached yesterday's opening level. The past hour has seen a rebound that has pressured yields back into the neighborhood of today's opening levels.

Yield Check:

  • 2-yr:   +2 bps to 0.16%
  • 3-yr:   +3 bps to 0.34%
  • 5-yr:   +4 bps to 0.83%
  • 10-yr: +5 bps to 1.58%
  • 30-yr: +6 bps to 2.27%

Bond Market Update

Prop. 19 passes, but questions about California property tax measure remain