1 (866) 861-5708
BETH HOFFMAN
BROKER/OWNER
Home
Contact Us
Apply Online
Testimonials
Quick Rate Check
Bond Market Data
Mortgage Library
Calculators
Recommended Readings
Glossary
Refinance Basics
Loan Calculators
Purchase Basics
Loan Calculators
Current Loan Comparison
Pay Extra Each Month?
Purchasing a Home
Income to qualify?
Types of Loans
Debt Consolidation
Getting a Loan
What you can afford?
Ideal Loans for Your Lifestyle
Payment/Amortization
Types of Loans
Pay Extra Each Month?
How Much Will My Principal Be?
Ideal Loans for Your Lifestyle
Tax Savings
Tax Savings
Purchase Power & Pre-Qualification
Rent vs. Own
General Information
How Much Will My Principal Be?
Payment/Amortization
General Information
Should I consolidate my debt?
Discover your potential monthly savings by combining your monthly bills into a single source. Eliminate high interest rate credit card and installment loans with a potentially tax deductible consolidation loan (consult your tax advisor). Use our calculator to figure how long before your monthly savings equal the cost of obtaining a new consolidation loan (Break Even Point).
This calculator will also show you how long it takes to pay off a consolidation loan if you make a payment equal to your total monthly payments before consolidating. These calculations are only estimates and can only be used to evaluate the possible results of consolidating certain debts into an equity loan.
Loan Information
Zip Code
Interest Rate
Loan Term (Years)
Loan Costs
Loan Points
Tax Rate (%)
Existing Accounts
Balance
Payment
Rate
Auto Loan
Auto Loan
Student Loan
Installment Loan
Revolving Account
Revolving Account
Revolving Account
Revolving Account
Other Debt
Other Debt
The results displayed above are only estimates and cannot be used to determine actual loan costs or be used as a guarantee. Please consult your tax advisor for information on the deductibility of interest for tax purposes. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation.
Licensed by the California Department of Real Estate
License number 00685309